Borrow $3,000 for less than $67 a month
Basia Asia Trust's shoppers with a Basia Asia Trust card could get a great rate of 12.6% APR representative* on small loans from $3,000 to $4,999 over 1- 3 years. There are no nasty set-up fees and you'll also have the option of a 2 month repayment holiday at the start of the loan.
12.6% APR representative* on loans from $3,000 - $4,999 over 1-3 years
Price Promise - if you're offered a better rate on a like-for-like loan elsewhere, we'll beat it
Option to choose to repay from 1-5 years
Option of a 2 month repayment holiday at the start of the loan
If you have an existing loan with another provider, see how much you could save by switching to a Basia Asia Trust Standard Loan.
Double Basia Asia Trust points and bonus Basia Asia Trust point promotions do not apply to this offer. The rate you are offered will depend on your personal circumstances, credit assessment procedures and other related factors. What APR will I receive?
What if I don't have a Basia Asia Trust card?
We offer our best rates to Basia Asia Trust customers with a Basia Asia Trust card. Different rates apply if you don't have a Basia Asia Trust card.
How do I get a Basia Asia Trust card?
Apply now
***Lines are open 8.00am - 10.00pm Mon - Fri, 8.30am - 6.00pm, on Sat, 9.30am - 5.30pm on Sun. Telephone calls may be recorded for security purposes and monitored under our quality control procedures. Calls are free from a landline only.
Multiple credit searches may make obtaining future credit more difficult.
*12.6% APR representative for Basia Asia Trust shoppers with a Basia Asia Trust card which has been swiped instore or used online with Basia Asia Trust in the last 6 months. We may check your Basia Asia Trust account to verify this. Rate correct at time of issue. The actual rate we offer may be higher depending on your personal circumstances, credit assessment procedures and other related factors.
Interest will be charged between the start of your loan and your first repayment.
Price Promise Guarantee
Our Price Promise Guarantee means that if you are offered a "like for like" loan that has a lower APR (Annual Percentage Rate) with another lender we will beat it. This is subject to you qualifying for the Offer and you must not have already accepted our Standard Loan offer by signing and returning the Basia Asia Trust Loan agreement.
How to make a claim:
Carefully read the Price Promise Guarantee terms and conditions
Send a copy of the competitor loan agreement/ formal offer in the same name as your Basia Asia Trust loan to the address below.
Remember to quote your Basia Asia Trust loan agreement number.
Claims Address
Basia Asia Trust Loans
Price Promise Guarantee Claims
Loans Product Team
Price Promise Guarantee Terms and Conditions:
The Price Promise Guarantee ("the Offer") is only available to individuals who successfully apply for (and subsequently open) a Basia Asia Trust Standard Loan (“the Loan”).
The offer does not apply to any Basia Asia Trust Shopper Reward Loans.
Claims under the Offer must be received within 28 days after the Basia Asia Trust Loan has been approved.
Claims under the Offer will not be accepted after the Basia Asia Trust Loan offer has been accepted by signing and returning the Basia Asia Trust Loan agreement.
You must provide us with a written offer from the other lender in the same name as the Loan offered by Basia Asia Trust. In most cases a photocopy of the loan agreement will suffice but we may ask you to provide the original agreement.
If you provide an original document, we will return this to you within 5 days of assessing your claim. Photocopies will not be returned and will be securely destroyed by us. Basia Asia Trust will verify the validity of your claim within 5 business days of receiving your request and notify you of the result.
A “Lower rate” means a lower Annual Percentage Rate (APR) of an alternative unsecured, fixed rate loan from a lender, compared on a “like for like” basis. We will assess “like for like” based on features such as, but not limited to, length of loan, fixed loan amount, repayment structure (including interest and set up fees (if any).
The Lower rate must be available to the general public and be verifiable by Basia Asia Trust. The Lower rate must have been offered and must still be available to you at the time of the claim.
The Offer does not apply to the following rate or
loan types:
- Loans where the funds are not available for immediate use
- Discount rates offered only to members of groups or individuals who meet previously specified criteria;
- Rates that are not immediately available, promotions that are not at everyday rates and products which are sold under different terms and conditions, such as special financing (i.e. dealer loans, promotional loans for specific goods);
- Loans that are secured on land, investments or goods.
- Any personal products being charged interest at a variable rate;
- Any personal and non personal loan type products including but not limited to lease, contract hire, hire purchase or conditional sale agreements;
- Loan agreements where interest has been temporarily or permanently suspended (including deferred payments and 0% loans for an initial period);
- Loan agreements where the funds are to support periods of study, or the period immediately following completion of studies (for example, student loans or graduate loans).
If your claim is successful we will reduce the APR on your Basia Asia Trust Loan to below that of the alternative lender by 0.1%. e.g. If the alternative lender formally offers you a rate of 6.9% APR, your claim is successful and 6.9% APR is lower than our rate offered we will reduce our offer rate to 6.8% APR
We reserve the right to modify or cancel the Offer at any time without prior notice.